I got the same call ut hsi name was Kevin and he worked for a Social Security Admin and he stated that I had 3 allegations against me for a payda loan I never even took out. LOL! So I asked questions and he began to get a littel ugly about it. He told me that I need to stop and listen to what he had say because he was man. That was mistake number one, so I went off on his rear end and gave him a test of his own medicine. He hung up and called the next I posed as a lawyer and said I wanted all information for the case and I was told by Kevin that he couldnt get me that information until tuesday, cause my case was still downloading. BS! I gave him a fax number and still havent gotten anything. Scardey cat. Next day he calls and I call back saying "I thought you spoke to my lawyer about this matter all ready." He says" I havent spoken to any lawyer at all and I dont know who you spoke to." So once again posed a my lawyer and spoke to Kevin one more time, he stated that he never spoke to me and that he would see me in court. Yesterday Kevin called one more time and I clearly stated" I am recording this converstaion and the FBI is listening to how the way you scam people." He hung up and I hope to never hear from this jerk ever again. To everybody who has gotten these calls from the whack compnay, stand up tp them. Don't be afraid to show them how ugly you can get when you are threatened. Just say fine I will contact my lawyer and ask them to call you. They wont ever bother you again.
I received an email from a Robert James @ Nationwide Debt Association @ 567-248-2798 X1075. I did return the call to the phone on the email. He asked me if I knew what this was about. I told him no. He proceeded to explain. He advised me that I had an outstanding payday loan from USCashNet in the amount of $410.00. I was going to be sued if I did not take care of this by Wed of this week. I was told that the money was deposited in my account around Oct or Nov of this past year. He advised me that I received many phone calls @ home on my voicemail (which I advised him that I had not). I do get calls on my voicemail at home and there is no one speaking they just hand up. He said if I wanted to take care of this that I would not be sued. I asked him to send me a copy of a bill or any invoice from the lender for that amount. He told me he could not send me one. As I told him that he sent me a bill that I could send it to my attorney. He asked that I have my attorney call him. I told him that I would again give this information to my attorney and he started to get belligerent. He keep talking over me an letting me know that I should be pre-pared for the police authorities to come to my work.
I received a call from 567-248-2798, basically repeating what the previous post said (bp) - that there was a warrant for me to be executed by Thursday and if I didn't pay today, I would be arrested, etc., - well I immediately said, o.k. you do know that you are a fraud right - and he actually said "YES" - go figure --
RECEIVED THE SAME CALL FROM A JAMES FRANKLIN SAYING THEY ARE FROM THE FIRM OF O'CONNOR & DAVIS LEGAL ASSOCIATES & I OWE MONEY TO AMERICAN PAYDAY CASH & WANT ME TO PAY IT OFF THEY KNEW WHO I BANKED WITH & MY CITY TRIED TO GET MORE INFO FROM THEM SAID THEY WOULD CALL BACK DO EVERYONE THERE HAVE JAMES IN THEIR NAME? WHO DO REPORT THIS TO???
I have also received a call from some scum bag with an Indian accent who claims to have an American name (as if, right?). The first time he called I thought he was trying to sell something and said I wasn't interested and just hung up on him. He then called back, did not pronounce my name correctly and when I told him I wasn't interested AGAIN he told me not to hang up that he had important information about a time sensitive matter he needed to discuss with me and that he needed my "attorney's name". I asked him for what - he claimed there were 3 allegations against me and that they would be filing something against my SSN by the week's end, but did not tell me what this was in regard to AT ALL. I told him I had no knowledge of what the hell he was talking about and he acted all surprised like he couldn't believe I did not know what this was in regard to. He offered to transfer me to his superior (another Indian scum bag I assumed), and this is where I hung up. I think this is just another bill collector's way of trying to intimidate me into paying something I do not owe. Should I just call the Attorney General's office and report this jerk?
Just as an FYI, everyone, I have attempted something that you might find interesting:
I have been reading through these posts almost daily for over a year now. This whole scam irritated me in a unique way for some reason, and I have been hell-bent to try anything and everything I can to help stop anyone else being a victim or give them any more funding for whatever ilicit purposes they are involved in.
I have chosen numbers from random posts on this forum from other people. Keep in mind that none of these numbers had ever contacted me! I called back and started asking questions, acted a little bit worried and when they asked my name, I gave them a fake one (said I was Chuck U. Farley, which the humor was completely lost on them). I would then hang up. LITERALLY WITHIN 30 MINUTES I started receiving calls for Chuck U. Farley about a warrant for my arrest, a huge bill for a payday loan that wasn't paid, check fraud charges, etc. Chuck U. Farley doesn't even exist, the name was an invention of my imagination, but they sucked onto it like leaches thinking it was yet another person they could scam out of money. As soon as they had a phone number & name, a bad debt of outrageous porportions "magically appeared".
On that note, I agree that we seem to be getting nowhere with assistance from our own government. I have filed complaints with every branch I can think of (& some new ones I found online). There has been no response, action or resolution. I have resolved to just keep trying to help as many as I can from sending their hard earned money, and for myself start seeing the humorous side of it all. Here is a previous post I listed. It may give you some good ideas on how to deal with them, but at the very least it should add a little humor to your day:
"Here's some more ideas to add in there:
They have started in with a new number now (567-248-2798), so the game begins again! This time when the guy identified himself as an "officer", I told him he has called a crime scene and I started interrogating him. He hung up after some stuttering and stammering. Anyone who did not see my last post, here it is again with some more creative ideas on how to deal with these idiots:
"OK, first off, everyone CALM DOWN and don’t freak out about these guys. No matter what they say or what they threaten, they CAN’T do anything to you. I know every one of us has tried filing reports with law enforcement, FTC, FBI, ic3, etc. It doesn’t seem to work, because these guys aren’t even in the USA. So take a deep breath, relax and don’t let them ruffle your feathers.
Now, I started getting these calls about a year ago. I have personally used all of the tactics below, and they do stop calling me for about 6 months…so the way I figure it, a little time out of my day to give them back a taste of their own medicine is worth it for 6 months of peace and quiet. Keep in mind, as well, every minute you spend screwing with them on the phone is a minute they are NOT able to scam someone else. (And the only way they will ever stop is if nobody pays them any money ever again!) And now for the fun part—how to screw with them back. I will start with the easiest and move up the line with the more time consuming:
If you have no time to mess with them:
a. Just don’t pick up the line. Let it go to voicemail and delete the message.
b. Pick up the line and immediately hang up. Keep doing it until they stop.
c. Pick up the line and use an air horn or police whistle blown straight into the mouthpiece of the phone. (I personally like the canned airhorn the best.)
d. If they call while you are driving, turn the radio up as loud as possible and answer the line on speakerphone. Don’t say anything, just let them listen to the blasting music. Heavy metal music works best, but I personally have a CD with Star Spangled Banner on it, so I play that as loud as I can. Just leave the line open with the music blasting until they hang up.
If you have a little more time to mess with them:
a. Ask if they are related to the deceased (insert your name here as the “deceased”) or just a family friend, because “the viewing of the body if for family only, but the memorial service is open to everyone.” Ask if they would like directions to the funeral.
b. Simply tell them that you have read all about their scam on the internet & seen it on the news on TV, so you aren’t paying anything. Don’t listen to any response, just hang up on them after saying this.
c. Use this one only if you are willing to be as crude as they are: Using the name they gave you (i.e., “Officer Mike Taylor” was the last one I got), say, “Is the this THE Officer Mike Taylor I read about on the internet? Is it true what the posts online say, that you have such a small d**k that even camels won’t have sex with you?” Then hang up on them.
d. (For this one, I must first apologize to PETA and all vegans, but it highly offends the scammers because they consider cows to be divine beings.) Tell them you don’t have time to speak with them, because you work at a slaughter house and you have over 100 cattle you need to “kill off” before the end off the day. Then hang up on them.
e. Are you good with theatrics? Then try this one…it was actually highly effective for me: Put on your deepest, scariest, growliest voice and just whisper into the phone over and over, “I command the demons to come for you, I command the demons to come for you, I command the demons to come for you…”. Just keep whispering it over and over until they hang up. I think this one worked well because they are quite superstitious.
f. If you know a foreign language, answer the phone in it and just keep talking in unintelligible phrases. The more obscure the language, the better. Don’t know a foreign language? Pig Latin seems to work just as effectively.
g. Ask if they are calling from the convenience store, and can they give you last night’s winning lottery numbers, because you are sure you have won. For any response they give to it, just keep yelling over and over, “I won! I won!”
h. When you answer the phone, ask them where your pizza is and tell them because they didn’t get it to you in the “30 minutes”, you’re not paying for it. Hang up.
i. Tell them you are at work right now, but to call you back on your “home” phone, and give them this number: 202-835-0778. (This is the scam and fraud reporting division number at the FBI.) Hang up.
If you are REALLY p***ed off, and have plenty of time to screw with them:
a. Go on to Craig’s List and post an ad in the wanted section or services section saying you are looking for a payday loan company because you need a loan. Ask they call you right away. List the scammer’s name and phone number as the contact information. (This sends the scum-sucking bottom feeders off to call the other scum sucking bottom feeders…LOL)
b. Go online and look for every free daily horoscope, free insurance quote, free mortgage lending, etc., and click on the “have an agent contact me” link. Type in the scammer’s name and phone number. Viola! Now they will get flooded with telemarketers as well.
c. If you would like to blow off steam, and have no problem with swearing, just keep calling them over and over pretending you have Tourette’s Syndrome by just screaming obscenities in the phone until they hang up. This works pretty good in the car, because no one else can hear you and it is a good tension reliever.
d. Log onto these payday loan sites and enter all of the scammers’ information on it. This way they might even wind up on their own list!
e. (Do NOT attempt this one unless you have state of the art spyware & virus protection, and even then, you still are taking a risk): Go into your spam folder on your computer. Find every email you can about “you won millions of dollars” or “the Nigerian lottery” or something to that effect. Send it back with all of the scammers’ contact information.
f. Research for the phone numbers to both local and national TV news stations “breaking news desk”. Again, tell the scammer on the phone to call you at your “work number” and give the number to the news station’s phone number. (Hopefully, if the news stations get enough of these calls, they will start airing more stories about it, reaching more people and reduce the number of victims that fall for this.)
Again, before sending money to ANYONE, stop. Think. Do you have any paperwork showing you owe money? If not, ask for paperwork. If they refuse to send it, they are scammers. A real collection agency will always: 1. provide paperwork; 2. never yell or cuss at you; 3. never require you to pay first before receiving paperwork; 4. never identify themselves as an officer of law enforcement; 5. never threaten you with jail, arrest or physical harm.