Tell your bank or card issuer you've been scammed, ask that your bank/issuer claw back money from the thief, and ask that your card be replaced with a new one as criminals have it and can charge again. Be aware your contact info may have been sold to other scammers as someone who has fallen for this and you may get more scam calls in the future.
Tell your bank or card issuer you've been scammed, ask that your bank/issuer claw back money from the thief, and ask that your card be replaced with a new one as criminals have it and can charge again. Be aware your contact info may have been sold to other scammers as someone who has fallen for this and you may get more scam calls in the future.
I use to work for a payday loan place, sad but true. U can be taken to court if you dont pay, but the worse thing is u get a wage garnishment. Most companies dont like to do them unless they know for 100% where you work. But on the flip side im getting calls from these A**HOLES! leaving me these BLAH BLAH messages about a court summons for bad checks. 1st off IF i was even to get a phone call from anyone it would be from my DAs office not some jerk in a call center. They damn sure dont give you the choice of attempting to keep this matter out of court. Also you DONT get summons over the phone, it comes certified US Mail or by some one in the clerks office. I know this for a fact. Make sure payday loans are even legal in your state for one, then call your Atternoy Generals Office to make sure its not a scam. If you have a case number, which this guy said i had, then there is a summons which i can find no record of lol, so why are u giving my the chance to keep this out of court? Shouldnt that be something myself or my Atterny disscusses with the ppl that are sueing me? Also they break to many laws just by leaving message. a collection message should state at most " My name is So n So please return my call at whatever number as soon as possible. They should never state the company name, the nature of the call or leave in of your personal info on a VM, this is incase someone else hears the VM and it totaly violates every privacy law, if it the loan is legit that cant do it cause you sign a privacy agreement when taking a loan. These ppl make me sick! all this is, is a dumb lame scare tatic to force ppl in to paying money they dont owe.....These guys are just buying your info from ppl. Dont worry at all, tell them to summons to, if you owe the debt, go the court house and pay it...and thats it. Also legit collection companies can run your credit...i had no spot on my credit where they did either..... But if you dont think this is a scam or just want to double check...follow these simple steps:
1) Pull Your credit, see who is tryin to collect on you
2) Contact your Atterny Genrals office, state your case, they should be able to tell you
3) If they leave some case number or what not, call your local civil court and check the case number
4) Do a back round check on your self
After this is all said and done here are some tips that can help you in the future.
1) Reg your number (if you choose not to change it) on www.donotcall.gov website, this takes your number from telemarketors.
2) Google your name and city such as John Doe, Lakeville AL and see what comes up. This is because there are so many websites where ppl can look you up for free and get free info like your name, cell number, house address and email, and possible family member (which they can look them up too) this is without paying a dime, others you need to pay for for certain information, but you can each one of these sites and have your info removed....I DID! (Its legally tho, everything they have is considered public info)
3) Avoid any internet offers like online payloan company, some are legit, your state website should have a list under small loan and approved internet venders.
I hope this helps guys! As i said dont worry about these jerks!!! theyre idiots!