Received at 10:58 AM EST, didn't answer. Actually left a voicemail stating "Hey guys, Brian Stevens here, we spoke last week on the phone about possibly lowering your interest rates and monthly payments on your credit cards... found a program to lower rates to 1.5% and cut monthly payments in half.... this is the last courtesy call he'll make, leaves a 800 number (1-888-442-0881)" Never actually stated a company name and I've never spoken with anyone about credit card balances, because I don't carry a balance. Sounds like a scam, but sure is giving alot of info to follow up on if someone wanted to. Possibly just has the wrong number I suppose, but doubtful.