In 2012 I had a very hard time financially and I did take out a loan with only ONE company but applied with many. I received this type of phone call about Bottom Dollar PayDay Loans back in Feb of this year, I did set up payment arrangements but I know I owed that. They said I was going to be served papers if I didnt set up payment plan blah blah blah and that it was illegal that I closed my bank account (I had read they were a scam so yes I closed it). So I did. $203.33 each month. I have 2 months left. But then today I get a call from NCG saying the same thing about National Payday loans. I am like I never got money from them. I applied but never got money. So then I did research and I found out that debt collectors CANNOT tell you they are taking legal action or talk legal jargon. So now I am wondering if there is anything I can do to get my $813.32 back that I have already given them since clearly what they have done to me in illegal.
Payday loan collection scam. Caller claimed that I owed $500 on a loan I never took out. Accused me of wire fraud, bank fraud, etc. Said that there are criminal charges against me. According to them, my "file" will be processed at the end of the day and sent to the Attorney General's office in my state. I asked for their address and they gave me an address that doesn't even exist. They also would not give me the phone number of the supposed loan company that I took out the loan with. They said it's a conflict of interest and that they just wanted the name and address of my attorney to forward the file to. Extremely sketchy. Don't give them any information! This is a scam! You cannot have criminal charges filed against you for a bad debt. If that was the case, our jails would be overflowing with people! Wish these morons would get a real JOB!
I just had the same call 30 minutes ago. Said they sent my information to an address I lived at 3 years ago. When I asked to re-send it they guy started talking real fast and said I had until the end of the day to contact my lawyer.
I just received this same call about an hour ago. I was full of questions to "Donna" who called me from 580-215-5700. She refused to give me any info on who I owed and also had my former married name. I did not give out any of my info to her. She just said that I would be prosecuted and jailed. I also called her back to let her know that I have submitted a complaint with my local police department.
They call themselves NCG consultants. Same deal I guess, just another pay day loan debt scam company. I didn't answer, but they left a message. Will be submitting to PrivacyStar as spam / autoblock.
https://www.privacystar.com/
Also, judging by the time stamps, they just got hooked up and have had a busy day. I did notice in a reverse phone number search it is listed as a mobile phone, not L3 communications like most of these scumbags...