I received a similar call from a woman with the same name saying she was from Massachusetts ... is this a scam for sure? I have not returned her call ... have you found anything out ?
I received a call from 601-908-0295 stating her name was Kiki Daniels from Division of Pretrial Processing from the State of Mississippi she left a message stating there are 4 allegations in Johnson County Clerk's office....there is no Johnson County or Pretrial Processing Division for the state in Mississippi....I also received a private call from Brittany Johnson with the same company exactly one month ago. The call a month ago supposedly was for a payday loan back in 2010...I've never received a payday loan! With the first call, I learned they had my bank account information, email address, last four digits of my social, and my previous address. I was told I would be charged with fraud and breach of contract if I didn't pay $200 that day. Against better judgement I paid the $200 after arguing with these people for over a hour...and not wanting to deal with it any longer. So now, here I am again...this time I refuse to even return the phone call.
I received a similar call from a woman with the same name saying she was from Massachusetts ... is this a scam for sure? I have not returned her call ... have you found anything out ?
I received a call from this number stating that I had 3 charges pending against me and I owed $680.00 for a payday loan. This company is a joke because when I called it said thank you for calling NRA. MS doesn't have an NRA and this number 908 is not even a real number in the state of MS
Debt is civil, not criminal, so there are no charges pending. These losers are debt scammers trying to scare people into paying a bogus debt, a debt that's already been paid, or even a debt that is owed - but not to the caller!
How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).