Got a call on 11/14 from a "Chad" something wanting to talk to me about "my file". Not sure who they are but evidently they are trying to collect some debt, since I currently have no claims for which there would be any "files", so I'm going to say they are bill collectors of some kind...
Got the same call from the same SOB not 5 minutes ago! I let calls that won't identify who they are go to voice mail and was told by this Chad Clements that he had a file and I should call him by 5 PM today. It will be a cold day in hell before I return a call to someone who won't tell me what the debt is or who they work for. This has to be either a debt collector looking for additional PROFIT or a scammer.