Agent something called, and said I had gotten a loan in 2010. I never even got the loan. He stated I had to pay 795.00 to not go to jail/court over the matter. He was American, however got very nervous when I asked for the state he was in. He also said he usually only speaks to law enforcement and was making an exception. Had my last four of social etc. I had applied for a loan but never received it.
LOL. THE PPL THAT REPLY TO MY COMMENTS IS WORKING WITH THIS PPL LET ME ASK U A ? DID U BONUS THIS MONTH BY BUBBLING THIS DEBTORS BALANCE?? THEY USE FAKE SCRIPTS TO THREATEN PPL BUT ITS FALSE WHY WONT U JUST SAY U A COLLECTION AGENCY?? BUT I DID FILE A LAW SUIT I ADVISE YOU ALL THAT ARE RECEIVING THIS CALLS DO THE SAME -->>per the Fair Debt Collection Practices Act 807.15 USC 1962e
a debt collector may not use any false, deceptive or misleading representation or means in connection with the collection of any debt.
(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.
(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.
(13) The false representation or implication that documents are legal process.
(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization
In addition to these conversations I have even received a call, asked for by name, stated this is she and then immediately hung up on by a Blueshore representative thus violating
§ 806. Harassment or abuse 15 USC 1692d
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.