Left some BS message that they need to speak to me or my legal counsel because a formal complaint has been filled. Really? Why not tell me what company you represent? Why haven't I been served papers? I reported this to the FTC and BBB. Do the same to stop the annoyance calls if you are innocent like me!
Left some BS message that they need to speak to me or my legal counsel because a formal complaint has been filled. Really? Why not tell me what company you represent? Why haven't I been served papers? I reported this to the FTC and BBB. Do the same to stop the annoyance calls if you are innocent like me!
They ID themselves as the "mediation department" which is scammer double talk for a debt collector who doesn't want to give out the group's legal name. If they don't properly ID themselves, then Ignore it and block the calls. Other sites report it as some sort of scam.
Recieved the same scam message from a Julia Kounger who stated that if I did not respond right back to her at 620-213-8496, Then my file would be turned over for processing. These people should be investigated and arrested.
The next time they call, let them know the call is being recorded (legal in most states). See how fast they hang up.
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
Thank you so much for the information you provided me. The weird part of this is that it all goes to a simple Virgin flip phone that I had to purchase at KMART on my drive back to Phoenix. I received not only this one but 4 other similar calls. All only on this one cheap cell phone. I have perfect credit and always pay my bills on time so this threw me for a loop. Also watch out for (855-624-9674), (614-407-0855), (620-213-8496 and or 620-213-8416). Thanks again for your time and information.
Best Regards
Brad