These people keep calling me but never leave a message. The number they are calling in a Skype.com incoming phone number that rings in eastern Australia. I have no idea who they are but they call in the middle of the night and wake me up. I have this number so my family in the US can ring me. I have called they back trying to get them to stop and haven't had any luck.
I need to find if I can block them.
So if they are calling you it doesn't mean you owe money. They must have the wrong phone number. I personally owe money on a car and house and nothing else. If I don't have the money on hand to buy something I just don't buy it.
They called my job and they left a message for me to call "Sherry Witts", so I called them back (to tell them to stop calling my job, call my cell#). I was transferred to her voice mail, which said, "Hi, if I am not able to answer the phone, I am in a meeting, or I am just too busy right now to talk . . . . " No professional agency would set up their voice mail like that. Also, all collection agencies send something in writing first, and they have the burden of proof. If they can't prove you owe them, don't pay them.
Send them certified letters requesting proof that you owe. If they cannot prove that you owe them, you can demand that they stop calling you. I've done it twice.