i got a message for an in-law. some guy name adam kelly with ucc. he was really rude and when i wouldnt answer his questions he started getting threatening and condescending. I kept asking who he was with and he avoided the question... he only said it once at the begining of the conversation. I dont know how he got my name. this person NEVER put me down as a contact number. im glad i found this site. i warned her that he sounded like a debt collector but he was just so surly that i didnt trust him. i even told him he sounded like a debt collector, and he asked why. I told him because he was so rude. That is when he became condescending.
It is a bill collector. Trying to get me to pay a bill that I went to court over, and the court ruled in MY favor. The Agency hired a collection agency to collect the money that a judge ruled I do not owe. Threatened to put a garnishment on my wages...
no they did not hire another agency - the SOLD it to another agency when they could no longer collect it themselves.
Both collection agencies are JUNK DEBT buyers - they buy worthless uncollectable debt for pennies on the dollar and then try to collect money they are not legally entitled to collect. They cannot validate, its beyond statute of limitations, already paid OR discharged in bankruptcy.
Its also referred to as ZOMBIE debt - because of this practice of reselling to other agencies. The same debt can be sold over and over again.
www.budhibbs.com for information on how to fight back
I received a message ( several) from Michael as well. Again, charges were disputed and won. Actually have all the paperwork. Oh, and the company that put this against me illegally forged my electronic signature online. Glad I found this site.
Michael Diamond called me today, did not even mention his company name or either Fair Debt Collections Act and started to ask for payment. Very rude and aggressive guy, already reported on him to FTC. He broke 3 or 4 rules of FDCA already.
i got a message for an in-law. some guy name adam kelly with ucc. he was really rude and when i wouldnt answer his questions he started getting threatening and condescending. I kept asking who he was with and he avoided the question... he only said it once at the begining of the conversation. I dont know how he got my name. this person NEVER put me down as a contact number. im glad i found this site. i warned her that he sounded like a debt collector but he was just so surly that i didnt trust him. i even told him he sounded like a debt collector, and he asked why. I told him because he was so rude. That is when he became condescending.