Anyone claiming to represent both Visa and MasterCard are lying. These are two separate companies, and no one works for both. You know it is a scam right off the start when they do not identify who they work for.
It was a great idea but does not apply to anyone calling from out of country. You can get a number with any area code in the world with VOIP and other similar services.
Scammers....and you can always tell when the phone rings on the stroke of a new hour. Their auto-dialer starts to milk a new time zone hoping to strike gold. Losers
Yup. I got the same thing. This is the second time that they called me to lower my interest rate. I called the bank and they said that if my interest rate was to be lowered the branch would contact me. Not some losers. Don't fall for it. Its a scam.
Beware............scam.....