This number, 647-496-4195 is a company which goes by the name of Ibex Solutions.  I had received the same call as everyone else has mentioned in this post.  I contacted Canadian Tire Financial Services Privacy and Personal information department which number is printed on the Canadian Tire Bank Card Member Agreement Form, 1-866-846-5841 as I myself was also concerned how a third party company could have my personal information.  The representative I had spoken with from their Privacy Department could not identify this company and therefore as Canadian Tire policy clearly states on the agreement form that if resolution is not satisfied at the representative level, to be escalated to an Account Management Supervisor.  Upon speaking with this supervisor, she had confirmed with me that CTFS infact does not have any affiliation with Ibex Solution and should be treated as a fraudulent act!!  This was directly communicated by a supervisor within CTFS Privacy department.  She suggested if I had revealed some personal information, I should therefore replace my card.  Makes me think of the server hack issue that Home Depot recently had with identity theft which happened within their systems!!! How safe is our supposedly "Privacy"???