Collection agency. I answered their call this morning at 9:32am for a Capital One account. I told them I paid it off last November with another Agency. Again at 1:48pm they called my cell phone inquiring about the same account. They called me on a different number and a different phone this time. I asked them to turn on their recording and I told them they are in vioation of federal law since I had already talked to them today. I told them if they call me again today I will file a lawsuit against them!!! He became rude and told me the only way to stop the calls was to make a payment.
When I call this number back, they answer "hello". It is a collection agency, and one that uses backdoor tactics. Collection agencies have their place, but these guys are scum.