This link is for the 651-304-1758 number but the same scam is also reflecting 651-304-1788. The 88 one is who is calling me, leaving a message (vague/hard to understand) something about bad checks and a warrant. I notified my local PD.
this number has called 3 times and has never left a voicemail. I dont have a capital One account and never have. Not sure what they would be calling for.
We have had many calls from this number over the past year. Then we received a bogus notice in the mail about some kind of court judgement against us. Although it has a signature on it by an alleged "judge", there is no case number anywhere on the document, and the plaintiff is someone we have never heard of. Finally, a couple weeks later, some big moron shows up knocking on our door, trying to serve us with the same type of document. He's driving a beat-up old Subaru, wearing dirty jeans and tee-shirt with his hat on backwards, Typical Walmartian, sleeps in his car type of dude. Well, I told him that I've never heard of the party he's looking for, while I'm obviously staring at his license plate and memorizing the number. He got hinky right away, ran back to his car and took off. They still call at least once per day. Who do I report them to?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.