Who called from 6514010608

Called me at 5:00 AM left no message.  Actually, woke me at 5:00 AM.  Based on the other posts just a junk call.

Called at 5;30 am, didn't answer.  No message.  These credit card scam morons have called me many times before, somehow they never figure out that they are wasting their time.

Called saying the could lower my credit card interest rate, didn't say which card and told me this was my last notice.

It's a complete scam going on at the moment.  They're fishing for your personal information.  I get 3 of these calls a day--always from a different number in a different state.  I don't even have credit cards and haven't for over 5 years, so I know it's not legit.

'Hello, my name is Heather. I'm calling about your credit card..." I hung up, NO card since January 2012.