These people called again at 7:11 am this morning per the TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act] they can not call until after 8am to 9pm. § 805. Communication in connection with debt collection [15 USC 1692c](a) COMMUNICATION WITH THE CONSUMER GENERALLY. Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt --
(1) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 o'clock antimeridian and before 9 o'clock postmeridian, local time at the consumer's location;
(2) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney's name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or
(3) at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication.
Please stop calling and only mail your scare tactics direct to my home address.
I have documented approximately 6 calls to my job and my home phone. This man, has been harassing me to no avail. He is now, stating that his name is now officer Derik Cooper from California. Can anyone help me in this matter? I live in Florida.
Yes, they called me wanting my full SSN on 9/28, and 9/29/2011 at my work and home. Also told me I owed a debt of $511.89 to be paid immediately or my ssn number will be blocked in the next 10 minutes. He stated he was Attorney David Cooper from the Internet Crime Center. He could not give out my case no. They harresed me at work later in the day with names Officer Derk Cooper, and Ryan Taylor. I wrote a lengthy complaint to the Federal Trade Commission. Maybe you should do the same
I have received several calls from this number and they somehow are able to show up on my phone as if they are calling from my work number.........These people need to be STOPPED!!!!!!!!!!!!!
Yes, this is a scam. They didn't have my correct name or social security number. I let them know I have reported their number and forwarded the message they left to the Federal Bureau of Investigations. Hopefully that will be the last of it, but if not I look at it as a free opportunity to check out on some idiot instead of being polite and professional. :)