When I get these types of calls from unfamiliar area codes I let it ring until it's done then block them. If it's a local area code and I answer it I just say f#$k you repeatedly until the recording is done, and I don't seem to get calls for at least two months. My theory is that the calls are being recorded and phone numbers are shared or sold so if I act like a psycho they won't waste their time with me. If they want to call the cops I say bring it on because my phone records show that they called me and I never call them (if you could even get through) so screw them.
Voicemail quote:
this is a very important message about your current credit card account. This is your second and final notice to lower your credit card interest rate and payments. Press one now to find out the terms conditions and associated changes before the next billing cycle. Again this is your final notice as it relates to the financial stimulus. So press one now to take advantage of this today.
I reported to:
1. http://complaints.doNotCall.gov
2. My State Attorney General, doNotCall complaint