They ARE a legitmate collection agency based out of Georgia with more than one location. They are provided with pay day loans or credit cards loan that may have been written off from different companies and they have been hired to collect on the loans that originated from serveral states. The loans they are collecting on does not have to be recent actually it can be older than three years. Therefore just because you received call from their office in Georgia it does not mean the debt originated there.
A man calling himself "Miles Howard" called claiming to work for HBC services and told me I took out a payday loan. He was trying to get me to pay over $1,000. He said he was collecting on behalf of parent company Twin Bluffs Financial.
DO NOT GIVE HIM ANY INFORMATION! THIS IS A SCAM!
Check your credit report and bank accounts for any fraudulent activity and report your interaction with this man. I reported this to The Georgia Governor's Office of Consumer Protection- (404) 651-8600, to the Federal Trade Commission- (877) 382-4357, and the National Fraud Fraud Center- www.fraud.org.
Yes the same man been calling me out the blue saying I money, first he said I owe $5,000 in a payday loan. He stated that his name is Miles Howard a lawyer looking to collect the debt from me. I just laugh at him on the phone I told him this is harrassment and I have no knowledge of this complaint. Furthermore if you were a lawyer you would know couple of key factors, he couldn't give me any information about who I actually owe. or tried to make installement plans. Then I simply told him if I was being sued from this Company HBC Service Inc. why haven't I been served any papers and how could you have any rights to threaten me in the state of NEW YORK when you are calling from the state of Georgia? Which I have ever been to that state at all. Now the man Howard got scared when I told him he was being recorded and file a police report on him for fraud, harrassement, embezzlement. Then I knew for a fact he was fake when he pull up information on my husband and sister which had nothing to do with what he was trying to say he was.
Yep, This 678-369-0839 number has been calling me also saying fraud and court if I don't pay...I called BBB and they said to never give out any info over the phone. This Miles Howard scam artist needs to get a real job instead of taking hard earned money from us working society or he needs to be locked up and far away from any phone.
Same man just called me with the same story i had taken out a payday loan and was being sued on fraud by check and i need to contact him immediately. He also left a (800) number for me to call him back on and even gave my case number. I will give it a go mardi on what you said that he is being recorded...etc. he is calling me on my job and it is harassment. this has got to stop.