Called me today from Global services- Said they are collecting a debt- threatened to serve me at my job or home-left all of this on voicemail (i saved it) they used to call me from a Florida number, Now they are calling from a local number to my state. The old company would say I owed a pay day loan. referencing my address from 12 years ago. I never have had a pay day loan and if I did twelve years would be beyond the collection limits in NJ...
This company calls me also stating they're from Albright Clark & Associates, they've called with a local AZ# 602-640-0530, as a matter of fact literally just called again, stating I need to call them back to settle an allegation and to call 866-318-5139, they've also given 866-210-7385, 860-209-9276 and to use a file ID#77154. Saying I owe on a payday loan and they can help me resolve this. I'm literally shaking these people make me so mad, they're harassing me daily, they're calling my family harassing them daily. I've put a complaint into my county attorney, FBI, FTC, anything I can think of. This has got to stop!
Mine is EXACTLY the same Sarah and I work in law. These scum bags even when confronted with the fact that CA Statute of Limitations on VALID debts is FOUR years and they couldn't collect on the debt even if they wanted to, wouldn't give up. So the dumb [***] call me and leave a message saying this is their FINAL notice to me to call them back to settle this and I kept the voicemail....So I wrote a nice little letter to my District Attorney, Attorney General's Office, District Attorney's Office, cc'd the Department of Homeland Security and the FBI, CIA and Federal Trade Commission. If these low life, bottom feeding scum sucking prick bags think I'm scared of them I say bring it on I love a challenge, but when you threaten me, my family, my environment cause you are lazy uneducated pilfering thieving and manipulative POS bring your lunch darling cause the misery you have caused me is immeasurable to what I am about to deliver to your world. Next time you want to threaten people, you should probably verify their jobs/skillsets first before you go quoting "law" you know NOTHING about....GAME ON douches
I got a call from David Brooks at Allbright Clark and Associates stating that they have 2 allegations filed against me and they they will be actively pursuing me at my residence and place of employment (I don't want to be embarrassed at my job). Should I call them back or can anyone suggest any thing to me?
Why would you want to deal with known debt scammers? You do need to alert your manager and HR Dept that you're being harassed by known criminals - your employer should be able to get their telecom provider to block the number(s) they're calling from. You can find out all you want about what a debt collector can and cannot do, here: http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know and also here: https://www.consumer.ftc.gov/blog/facing-debt-collection-know-your-rights
Dealing with financial trouble is stressful enough. But when a debt collector is hounding you using unscrupulous methods, it can make matters even worse.
The fact is, you have some rights when it comes to dealing with debt collection agencies. They’re spelled out in the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive, harassing or unfair debt collection practices, and is enforced by the FTC. Here’s the abbreviated version of the key provisions:
Under the FDCPA, debt collectors are not permitted to:
call you before 8 a.m. or after 9 p.m.
contact you at work if you’ve told them verbally or in writing that your employer doesn’t allow you to get such calls in the workplace
contact a third party about you for any reason other than getting your contact information; simply put, they may not tell anyone that you owe money
harass or abuse you or anyone else they contact about you
lie about the amount you owe
use deceptive methods to collect a debt from you. For example, they may not:
falsely claim to be law enforcement officers
claim that you’ll be arrested if you don’t pay your debt
threaten to seize, garnish, attach, or sell your property or your wages — unless they are permitted by law to do it and intend to do so
give false credit information about you to anyone, including a credit reporting company
use a fake company name