To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.
Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
Follow the steps in what you need to know here:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Same thing here. At least one call comes in every day. When you answer, it's already a recording telling you to hold for an important business matter and no one ever comes on the line to tell you what the important business matter is. It's harassing!
PMB (something Medical Billing?) Columbus, GA
They keeps calling my NH cellphone and computer leaves voicemail wanting someone to call 704-553-7146, or 800-849-0088 with a reference number. Have called 3X over many months trying to get them to stop. Each time I was asked if I was someone I've never heard of. They said it was for a medical bill. Now they are calling the number I called them from with the same crap. This obviously isn't a reputable organization. Asked for supervisor the last two times, they just hang up. Just tried calling a few times to get a white operator, no luck.