I got a suspicious call from somebody wanting to see if I qualified for debt reduction, and when I asked him questions he said that I could talk to the rep who would be calling me back.  I asked how the company he worked for made their money, because the way he spoke about it, it would be free.  He said he didn't know.  Fishy.  When I finally got the call from Jamie Kopish I questioned him too much I guess, and then told him it sounded a bit like a scam, he just hung up.