This indian fellow wanted my phone number so he could know who I was, ultimately to give me a lower interest rate on 'whatever' credit card had the highest interest rate. He said definitively, that I was paying way too much interest on ALL my credit cards. I hung up.
I live in the Toronto area. Received this voice mail, offer to lower my credit card interest rate to as low as 6.9%. No company name mentioned in the message.
I am in Canada too and traced the area code to Council Bluffs, Iowa a couple weeks ago when I found a similar call on my voice mail from 712-429-0266 & then an hour later got another automated call from the same number. Like last time, this time I got the pre-recorded message with a woman's voice saying she was calling from "Card Services" & informing me that they wanted to offer a low interest rate on my current credit card and press one to connect to an operator or press 3 to be taken from "removed from our calling list." (Probably just to a different number within their group of numbers - could be a never ending prolem at this rate!) The messages from either number never named the credit card company.
Just got a call from them and it seemed suspicious to me, especially when they offered me a recording of their conversation, and she mentioned that not at the start, but later into the call. Definitely a scam. She wanted me to give out my credit card info, which was an automatic sign it was a scam. If they were for real, they'd have my card info. They ask for the type of card it is, your expiration date, and then the credit card number. They ask for the total balance owed and what the limit is so they can know how much they can steal from you without going over the limit. They also pretend to know certain info about the card, such as the number on the back to call for that card, which is easy to get elsewhere, and they tell what number the card starts with, which is also easy to find out. SCAM! SCAM! SCAM!