None. These scammer debt collectors rely on fear and threats. They rarely, if ever, go to court. In order to go to court they would have to associate with an attorney licensed to practice in your state. In that instance you would receive a letter from the attorney for the other side. There would be a paper trail. You would NOT have first heard about a civil case from some scammery-scummery debt collector who cold calls you and demands money. If a case were filed, then you'd have to be served with process by a process server licensed to serve process in your state or locality. This group is located in California. If they have a valid debt aainst you demand that htey send you a debt validation letter by US mail. E-miail no good. Of course they won't do this, so simply ingore and block the calls.
Female caller - left a message about my address and either my attorney or myself needs to call them regarding my address. Also stated that this message is a served notice and to call them at 714-929-2790 before they proceed.
I received a call yesterday 3 times from a #32 on my cell, the 3rd time they left a message stating that the property owner or their attorney needed to call them back at 714-929-2790 James Evans ( Pre Legal Office ). I called back and they are telling me I have an outstanding credit card from November 2007???? I told the man, he called himself Jason,,,,, that I didn't recall having anything from HSBC. He told me he would give me 48hrs to review and to call him back @ 714-929-2783 by 4pm on Thursday.