Call comes in no message...call back recording its a non-working number...how did they just call me 1 minute prior??? Looks like BS, SCAM to me.. This is harassment!!!
If it is from that section of New York, it is most likely a criminal debt collector trying to extort money from you. that area is a known haven and hot bed of those cretins, endorsed by none other than Chuck Shumer himself. Since a lot of those criminals have just been laid off because the government cracked down on them, they will be setting up their own criminal enterprises and you can expect more calls.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/
That information is simply the service provider (phone carrier). It means nothing in regards to who is actually calling. If someone actually gets a company name, then post it here, and we can research it, or possibly we already have done so and we will post it here so that people can file complaints and sue these criminals if necessary.