You may want to contact a real attorney. It is illegal to make threats - especially that the police/sheriff will be coming. Phone calls are also NOT a legitimate- official - notification message (nor are emails, faxes, etc.). Demand WRITTEN documentation from this collector.
Some guy named Robert Hammer called from this number saying that he was from American Coradius International, he just called and threatened me that if I do not take the 15% Settlement by the end of the month of December on my Citi-Bank Mortgage, regarding my $419,000.00 mortgage debt that is outstanding, that me and my family will be out on the street by New Years Eve. He also said a comment about how it is cold in Pennsylvania. He hopes we find a new place by then. Said the Sherriff will be at my home by 8am on the 31st. Can they do this? I called Citi-Bank and they told me they can no longer help me and that this matter is being handled by ACI.
You may want to contact a real attorney. It is illegal to make threats - especially that the police/sheriff will be coming. Phone calls are also NOT a legitimate- official - notification message (nor are emails, faxes, etc.). Demand WRITTEN documentation from this collector.