I also received a call saying I qualified for a payday loan, its a total scam !!! Also a almost identical number called me a few days ago saying they were a law firm collecting a debt. The debt had been paid 3 years ago . It was a total scam to try to scare me into paying them several hundred dollars on my visa ! Not to mention they both called before 8 am which is illegal. and called repeatedly (every 3 minutes ) for over an hour, again illegal !