You sound like a shill for the scam. You do not ever pay a debt that is not validated... by law, they have to provide proof of. You can not be arrested for owing a debt either. The OP indicates there is a violation of the FDCPA laws..
If this company is so great, post up the real company name, address, web site, BBB page so they can be verified..
They called me stating the same. This is actually a "debt mediation service" (i.e. - a collection agency). They have been hired by some agency to collect o a debt that they feel you owe. They do have the right to take you to court and have a judgement entered against you, put it on your credit, garnish wages, etc. However, this is the best time to negotiate a settlement if you can. I called and the guy went from threatening to show up at my job, having me served with papers that force me to appear in court (which I learned is actually civil court) and having to pay over $7000 on a debt that he said was $1630; to offering to give me a settlement of $1030 and 3 weeks to pay; to if I need to make a payment arrangement and want to make a counter offer on the $1030, he would speak to the original creditor on my behalf. So, as you can see, the collection agencies have beefed up their approaches and terminology, but this can actually be a blessing in disguise. Because you can negotiate a settlement, and have them put the negotiated amount in writing. Then you remit, with your payment that "By acceptance of the agreed upon settlement amount, this payment constitutes a debt paid in full and that no further action will be taken by the original creditor or any entity hired by them to collect on this or any debt." Upon receipt and cashing of the check or verification that they have received payment with this letter and no response after 30 days, you can submit a copy of said letter with your proof of payment and it has to be removed from your credit report, thus increasing your credit score.
You sound like a shill for the scam. You do not ever pay a debt that is not validated... by law, they have to provide proof of. You can not be arrested for owing a debt either. The OP indicates there is a violation of the FDCPA laws..
If this company is so great, post up the real company name, address, web site, BBB page so they can be verified..