Got a call from "Pratt Institute 718 399-4419" I answered and a recorded lady's voice said that they had an important message about my credit card. They are offering a reduced rate as low as 6.9% and I was to press 1 to continue to speak to someone. I pressed '1' and nothing happened....... So I called them back at the above number (718-399-4419) and it rang and rang and rang......no one answered. I was calling them back to tell them that I am on the DO NOT CALL LIST and I have NO credit card debt so am not interested in their 'offers' and to remove my number immediately from their calling list--but got no answer so wasn't able to give them a piece of my mind........SCAM for sure!