Called 8:15 pm. Answered phone and there was a pause. Electronic voice asked for me by my first name. I said they have the wrong number and as the sound board began I'm so sorry per... Click. Never ever answer "yes" to any question by an unknown party. The scam is now to take that answer and apply it as a recording to a question the scammer has showing that you admit to owing money. Is this Janice? Yes. Click. A little later Janice this is XYZ collections. I'm calling about the money you owe my client. I don't owe anyone money. I have a recording. Then they play a recording where your voice is admitting to owing money to whomever. Be forewarned!