Like their Car Insurance would be as real as the faked caller ID number they call from.
Just talk to them like they are ISIS and calling to recruit Terrorists. And shove an "avocado" up their cornhole.
This number was used on April 21, 2016 by a scam artist, used a fraudulent credit card to order roses for this older lady, he was trying to woo her and get her to send him money. We are out $75.00 but at least we were able to talk to the lady so she understands the scam. He was using the name "Ricky Knowles"