This is a scam company for individuals looking for a loan until payday. I am filing a police report on this company and reporting them to the BBB. They collect all of your personal information including your social security number and banking information to qualify you for a loan. They tell you that the minumum loan amt is 1500 and if your credit is below average that you must put down a security deposit. The individual on the phone tells you to go to obtain a MoneyPak green dot card at a local convenience store and to load funds on it to pay for a security deposit. Then they tell you to give them the number associated with the money pak card so that they can have access to the funds. The scammer told me that if I put down 189.00 I would recieve the amount credited to my checking account along with a transfer in the amt of 1500 to be paid off over the course of 9 months. I foolishly went to my local convenience store purchased the card loaded it up with 189.00 and never heard back again. He told me that I would have the funds within 2 hours. When I called back from my residence the number was not in service. When I called from a private number the representative got into an argument with me. He stated that I would have the 189.00 put back into my account. This is a scam. He is a liar and I warn you he does this for a living. I have obtained two other loans similar to this and never had a problem. First and foremost, if someone is going to put down money to borrow money it does not make any sense. He even has the entire setup fixed so that it sounds like he is working in an actual call center environment. I will be filing both complaints tomorrow one at my local police station and the other with the BBB.