I literally have hundreds of numbers for Portfolio blocked on my phone, they've been calling this number for years. I know it's nothing for me, my credit is spotless.
800notes needs a call type for scam, as I'm sure that's what these guys are attempting to do
I missed the call and no message. It is my own personal policy not to answer calls from a number I don't recognize so before returning the call, I opted to google the number and found this informative thread. Thanks a bunch for all the comments!! That number is now blocked.
Well what can I tell you. These guys are genuine bottom feeders of debt collection industry. They buy old statute expired debt and through harassment tactics try to collect 10 to 30 cents on the dollar. Of course the minute anything is collected, the statute date resets to day 1 and their other outfits and ambulance chasers come after you. If you have noticed their letter of settlement is only for the debt with them, not original debtor or the next place they sell it to. The only way to fight these guys is to get with your state authorities. These guys know all the Federal loopholes.
Just got a call from this # on my cell phone while at work, stated that it was so & so from Portfolio Recovery calling about an old debt thru Onyx, a loan company we never done business with. Husband did a voluntary surrender on a vehicle back years ago but it wasn't thru Onyx and I told her so. "so you know about this debt," Yes, I do. "Well, that makes you liable also since you are married" Strange, as I'm not the one who made the debt nor did I sign anything at the time the vehicle was bought.
Yes, they are SCUMBAGS. Had gotten to where we did not answer landline at home when they call, they are persistent and won't take no for an answer. Will put them with a special ringtone so that I won't make that mistake again or block the # if possible. Do not know how they got my cell # as I don't give it to just anyone.
Wanda, It is called a "Cease and Desist". You can't just tell them because they will ignore you because you can't prove that you told them.. You must send them a Signature requested, Certified Letter via USPS, so they have to sign for it. PRA is pretty sneaky in that they will hand off your alleged debt to an associate of theirs, i.e. NCS or some other sleaze bag. When you send the cease and desist notice, be sure to include not only PRA but state that it applies to any and all associated companies who act on intended behalf of PRA, and all subsidiaries or affiliates.
Should they call you after signing for the Certified C&D, you and any decent attorney can go after them.