they stated that I had fraud checks with a bank owing over $1,000 and could take it down to $600 if I paid it today.. Told them I couldn't.. Proceeded to call the bank they said I had the fraud checks with.. I know I never had a checking account with the bank so called them to make sure nothing was in my name.. Bank stated that no I don't and that don't send them any money. They would not contact these kind of people and that I would get something in the mail rather then phone call..