Total scam. Fraud investigations are for the most part criminal matters. They are handled by law enforcement. If you were suspected of a crime you'd be interviewed by law enforcement representatives on a face-to-face basis. No debt collector would have anything to do with it. Debt collectors do not handle fraud complaints. Having an unpaid payday loan is NOT a crime. We do not have debtors prisons in the US. Felony charges are handled by law eforcemtn; debt collectors have nothing to do with them. This is a scam from the word go.
Ignore and block these calls.
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.
Since this was a debt collection call, the proper agencies to report it to are:
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Now remember, it takes a while to build a case, not like on TV. This name is well known for trying to scam people. But no one knows where they are really located. so it takes a long time to get subpoenas to trace numbers.
Same call/voicemail stating; my name, social and bank account information is the primary suspect in a fraud investigation. To call back before they report the case to my local court/jurisdiction, upon calling they had stated that I had an unpaid pay day loan from a few years back but that I could make a payment in full or two payments to avoid any legal actions (2 felony charges) being pressed against me.
Total scam. Fraud investigations are for the most part criminal matters. They are handled by law enforcement. If you were suspected of a crime you'd be interviewed by law enforcement representatives on a face-to-face basis. No debt collector would have anything to do with it. Debt collectors do not handle fraud complaints. Having an unpaid payday loan is NOT a crime. We do not have debtors prisons in the US. Felony charges are handled by law eforcemtn; debt collectors have nothing to do with them. This is a scam from the word go.
Ignore and block these calls.
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.
funny as hell they called me at my daughters house and said I was being investigated for fraud so i asked what the charges are that my daughter being a federal prosecutor would be my attorney they hung up!!!