Well good going! You just sent criminals all the information they need to commit identity theft among other things. There is no need for you to do anything. It is required by law that the debt collector prove that you owe the debt and that they have the legal right to collect it. People that know what the law says, don't fall for this scam, so I would suggest you read the following and use both the information and the links provided to learn more, protect yourself, and to report.
Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money. They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws. They do have to follow those laws, but they won’t. They mention that they have received a Fax document, to create the sense of urgency. They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else.
If you feel you SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS. Here is the link, fill out the proper form (probably 14039). Also file a report at the FTC Identity Theft web site as well as learn what else you need to do:
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
https://www.ftc.gov/faq/consumer-protection/report-identity-theft
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
As well as the Georgia AG: http://law.ga.gov/
As well as: http://consumer.georgia.gov/consumer-services
I had a check that was written to me bounce so that caused mine to bounce. These greedy [***] call me several times a day to harass me over a $50 check which will be paid next payday. To top it off these motherf$&@ing [***] have been told to stop calling. We have just had a death in the family where she killed herself and are greiving and they still call even after we explained this. Anyone know a good lawyer in nys? Im suing these [***] now.
This "company" makes no sense to me...totally confused...they claimed I wrote a check back when I NEVER EVEN HAD A BANK ACCOUNT WHICH OBVIOUSLY I DIDNT HAVE CHECKS! And their also twlling ne that i bounced four checks that were exactly 40 and 30 dollars worth when i have NEVER wrote a check for that much before.Are these people for real or a fake?? Someone tell me! Bc I have been researching this "company" for DAYS!
They are hoping to find a sucker to extort money from. Did you receive anything in writing that was mailed to you? That would be the official way to contact you. Phone calls are meaningless (and an attempt to scare you.)
They violated the FDCPA laws when they called me trying to reach my mother. Little do they know I have worked for an "LEGIT" collection company. She gave out the road that I live on instead of asking me for verification. Silly scammers, karma is a b***h (for a lack of better word) I hope they call me again so I can record them and sue them. The money they are trying to collect is nothing compared to the money one can receive off of a "company" violating the FDCPA laws. You know what, actually I'm going to build a case on them. :)