I received a call from these people. They said I took out a loan in 2012?. I never did they had a lot of personal info. He then told me I was going to be served by a process server and I committed fraud. I told him I will wait to be served.
Caller, Mr Tyson from Dynamic Collections, claims I owe $1,100 from year 2000 on a Visa card with Bank of Maron or Marin or Marion (couldn't understand him). They said that Bank of Maron would like to settle today for $400. I refused, and Mr Tyson advised the IRS will want to know about my "extra income."
I have never had a Visa with Bank of Maron, but the caller is convincing. He knew the last four digits of my SS# and gave me a 16 Visa # (4071 9301 6186 3091) quickly when I asked. He knew a couple other things I wasn't glad to hear some scammer knows but that's just how it is these days.
My "representative" spoke pretty well on the phone, seeming believable. She knew the last 4 digits of my SS#, a past credit card and an unpaid balance. Like "AVG JOE" she threatened me with the IRS and "extra income" bit. I told her I was sick and in bed then asked she call back in a few days. Basically, she said now or I'd have a lien put on something or my wages could be affected. I also asked for something in writing and she said all correspondence has already been sent. My caller offered no reduction for settling that day.
It seems that they have some information to work with, then they just bombard with fear creating tactics. They do have a website but anyone can have a website these days! I'm 99.9% sure this is a SCAM.
I received a call from these people. They said I took out a loan in 2012?. I never did they had a lot of personal info. He then told me I was going to be served by a process server and I committed fraud. I told him I will wait to be served.