Got a call from a female saying they wanted to reduce my interest rate on my VISA or MASTER Card to 6%. I asked her the name of the company she was with and she said she was with the Interest Department for American Express. Really weird. She wanted to know if my balance was over $5K. She gave me the first 4 digits on my card to make me think she was legit and then proceed to ask the expiration date and the member number (which was actually my card number). I did not give her this and she went on and on to convince me she was in a legitimate business. I told her I would just call my creditor direct and ask for reduced rate.
Got a call from this number. Caller ID showed Miami. I NEVER answer a call from a number I don't know. I figure if they want to talk to me, they can leave a voicemail. I'll call them back if I choose to. Just another number to block. You can report it to DNC, but they never do anything about it. These spammers "Spoof" the number they are actually calling from, by using someone else's phone number. They also know how to get around the DNC. Best thing to do if you don't have caller block, is don't answer, and let them leave a voicemail. Then you can decide if you want to call them back. 99% of the time, you will know if it is spam or not. Most of all, NEVER give out personal information.
The card service scammers WILL 'service' our credit cards, BUT, when they finish 'servicing' them, they will have NO available credit remaining! People that are fooled into having their cards 'serviced' will be charged a MINIMUM of $795.00, and many times the ENTIRE amount remaining on the card. The card service scammers are a disgusting group of degenerates, who prey mainly on the low income, and the elderly, but will cheat anyone that they can!