Big time scam artists. They tell you that you don't have to pay anything up front, but don't believe that. GAFL LOSERS . FLORIDA ph.#, NOT.The # is probably spoofed, it's not in the U.S. GFY AKBAR.YMCASYHALW.HAVE A BLESSED DAY LOSERS.
Melissa is an Indian shill for this criminal enterprise. There is no loan, they only want you to pay them a "processing fee," and you will be out that money.
There is no grant/loan. This is a common scam originating in India and Pakistan. Do NOT wire them any money. Once they get the money you never hear from them again. Total scam. Don't fall for it.