I have received calls for the past 2 days from the following numbers:
766-701-1997
582-774-0000
582-777-0000
588-775-0000
588-773-0000
I have had my phone number for close to 14 years and don't give it out often. Whoever this is that is calling me calls constantly, every hour/half hour and is becoming a bother. They called at 9 pm last night.
I answer and it is a male with a heavy accent asking for me by my full name (which is a red flag) and he makes no sense with whatever he is saying. His voice cuts in/out and he verbally cannot be understood.
I am calling my cell phone carrier today, as I have blocked he numbers on my cell phone, but I want to know how I can get these nonsense calls to stop without changing my phone number.
Received call from this number saying i was approved for a 4000.00 loan BUT I HAVE to put up a "proof of ability to repay" deposit of 250.00 to get money. Got to be a scam. I aint giving nobody 250.00 if i had 250.00 id get my car fixed. Stupid scammers.
Screw these people they call me all the time, screw collin williams, collin williams children, Tanya, and Tonya, Colon Williams and every other way to pronounce all of that [***]. and this [***] should be illegal real [***]. WTF
Some red flags can tip you off to scam artists’ tricks. For example:
A lender who isn’t interested in your credit history. A lender may offer loans or credit cards for many purposes — for example, so you can start a business or consolidate your bills. But one who doesn’t care about your credit record should worry you. Ads that say “Bad credit? No problem” or “We don’t care about your past. You deserve a loan” or “Get money fast” or even “No hassle — guaranteed” often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they grant firm offers of credit to anyone.
Fees that aren't disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork.”
Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.
And if a lender says they won’t check your credit history, but wants your personal information, like your Social Security number or bank account number? Go somewhere else. They may use your information to debit your bank account to pay a fee they’re hiding.
A loan that is offered by phone. It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look professional. Some scam artists have pretended to be the Better Business Bureau, a major bank, or another reputable organization; some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire money.
Finally, just because you’ve received a slick promotion, seen an ad for a loan or credit card in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don’t assume it’s a good deal — or even legitimate. Scam artists work hard to make you think they're legitimate, so it’s really important to do your homework.
Dealing with Debt
If you have debt problems, try to solve them with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve the problems yourself or you need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are free or low-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs.
They call me all day long and don't leave a message. I have a 9 mo. Baby and they wake her up . They have called at 7:00 am all day long and at 10:00 at night and my husband gets up T 4:00 in the morning to go to work. This needs to stop!!!!