801-236-7599 spoke to Shawna she stated she was with National Account Recovery (http://www.nationalrecovery.com). She was attepmting collect on a medical bill. The problem that we are having is that the medical bill they are saying we "owe" was never submitted to our health insurance. After explaining this, she still attempted to collect  full payment from us. I will not be paying this bill before it gets submitted for insurance coverage that we pay a lot of money for every month! Hope this helps someone else out...