Just a heads up, there are many junk debt collectors out there. They buy your debt for pennies on the dollar or they just run a credit report on you and see who and what you owe and try to collect on a debt that isn't even owed to them. When dealing with a collection agency, always ask for validation of debt before you pay them a cent and never ever give them your bank account information. They are dirty and will drain your bank account in a second saying you authorized them to get more money that you originally agreed to pay. Without the validation of debt, you could also make a payment to them and later find out that you still have the debt and owe it to the original creditors. Plus, if they are only contacting you by phone, that is suspicious. A legit collection agency will mail you a debt collection letter informing you that you have the right to ask for validation. I never ever answer the phone and deal with anyone that I don't know whom they are.
Don't you just hate it when your minions go off script like that?
If we've told them once we've told them 100 times: it's FIFTY bucks to stop calling else you will get TWO CALLS A DAY.
Stand on a chair in the urine-soaked boiler room and loudly remind everybody to get back on script for chrissakes! Do it now before there's more confusion over here on 800 notes!