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36
dd
I have received two calls from this Tracy Paul & Associates law firm.  They have also called my parents.  The two seperate phone calls were 1000% unprofessional, unnecessary and extremely harrassing.  This CANNOT be legal and there is something that has to be done.  After the first phone call I filed complaints with the Fair Credit Act and with the Fair Consumers Act. I did attempt to make a complaint on the BBB for the state of Utah but because it is a law firm got directed to the states Bar Assc.  I did call the Bar Association in Utah to validate that this was indeed a law firm and unfortunately it is.  I received a packet (from my states Bar Association) of formal complaint papers.  I, unforunately, did not fill them out yet.  But boy, will I now.
Today the man who I talked to said I needed to "act like a big girl and not hide behind mommy and daddy" he also yelled and told me to "you need to ssshhuuusshh" and hung up on me.  I was shocked!  I did find it amusing though when he said I was hiding behind mommy and daddy.  His law firm are the ones who called them in the first place!!!  I did tell him that this would not be taken care of.  He did yell that I would be dragged into court and that my wages are in the middle of being garnished.  I am not sure the legality of wages being garnished so I cannot say for sure that that was B.S.
I am not aware of ANY attorneys that would act in such a manner.  
The debt this firm is referring too is from 2003 and is about $1000.  I cannot believe how much they are fighting and how threatening they are for such a small dollar amount that is so old.  
Can't we do something to stop this from happening?  If I have any ideas I will repost.  And if any of you have ideas, please share.
Latest comments
37
ec
If a debt collector violates your rights under the Fair Debt Collection Practices Act (FDCPA), the law gives you standing to sue the debt collector for damages in federal court. If you prevail in court, the debt collector may be liable to pay you as much as $1,000 per violation. And, based on the description of your experience, they committed many FDCPA violations.  The FDCPA forbids debt collectors (whether they're lawyers or not) from divulging anything about you to a third-party -- even if that third-party is the consumer's relative.  So if these shysters told your relatives why they were looking for you or anything else about you, then they broke the law. The FDCPA also forbids debt collectors from making false threats, such as threatening to arrest you or threatening to sue you when they have no intention of suing. And the FDCPA requires that a debt collector treat you respectfully and not harass you.

Here's the business information on the shady operation that contacted you:

Paul Law Office PLLC
Tracy Paul, Utah Bar Member ID: 07594
http://www.myutahbar.org/PublicDirectory/PublicDirectory.aspx?m=07594
230 W. 200 S. #3301
Salt Lake City, UT  84101
Phone:     (801)466-2130
Fax:     (801)466-2059
Additional Addresses
PO Box 3536
Salt Lake City, UT  84110
Tel: (800) 647-0807
Additional Phone Numbers
Tel: (866) 507-5050
Principal: Mr. Mike Law, Controller
Customer Contact: Mr. Mike Law, Controller - (800) 647-0807
Email Address:     [email protected]
(Note: The Utah Better Business Bureau gives Paul Law Office an "unsatisfactory rating" and notes that it also operates under the names "Tracy Paul" and "Archer Financial Services".  See http://utah.bbb.org/WWWRoot/Report.aspx?site=139&bbb=1166&firm=22007919 )

Here's what you should consider doing:

1) File a complaint online with the Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en (Be sure to list both Gillette & Paul and Paul Law Office, and the let the FTC determine which crook actually called you.)

2) File a complaint against Paul Law Office with your state's attorney general, the contact information for whom is at www.naag.org

3) Email or call the Utah Attorney General with your complaint against Paul Law Office:
General Office Numbers: (801) 366-0260, (801) 538-9600, (801) 366-0300
Toll Free within the State of Utah: (800) AG4 INFO (244-4636)
E-Mail: [email protected]

4) File a complaint with the Better Business Bureau against Paul Law Office: https://odr.bbb.org/odrweb/public/GetStarted.aspx

5) Sue for damages.  Many consumer law attorneys work on contingency, so don't worry about not being able to afford legal help. There are many such lawyers who practice in this area and would, I'm sure, be very interested in pursuing the matter on your behalf. For more information on suing outlaw debt collectors, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/

Hope this helps.
Latest comments
38
dd
WOW!  Thank you for the useful information.  I appreciate your time and effort very much.  =)
Latest comments
39
dd
WOW!  Thank you for the useful information.  I appreciate your time and effort very much.  =)
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40
ec
Glad to help!  :)
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