This is just another Law Firm trying to make ends meet as a Collection Agency. You don't owe them ANYTHING because you didn't borrow money from them. To get them off your back (for good), see:
www.greatestcredit.com
Comes up with the name Calply Sandy utah on my caller I.D. in SLC . I don't know how they can falsely have a different name than what they really have. Calply is actually a dry wall company in Utah. It is actually Laurel from a Constanteeno company. I am really Nick from a pest control I guess. Haha.