My phone allows me to block calls. Just set up the caller as a contact. I use "Junk Caller," and hit the block calls button. It automatically declines the calls. I have Verizon.
Well a new number to add to my list this time around. Called at 2:50 pm, didn't leave a message, and from what I can see from the comments here it's the same Indian payday loan scammers that have been calling me for over 6 years for people that I've never heard of. Between these guys and portfolio recovery I think they should just make any business over the phone illegal and get it over with.