Per the FDCPA, you should not pay any caller who refuses to MAIL - do not accept email or fax - proof of debt/proof your caller has the legal right to collect said debt. Refusal to mail this documentation within five days of their first contact with you is a violation of federal law and you should not pay them. More info here, courtesy of 800notes regular, Tamianth:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
************************
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
For Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
Called repeatedly over 20 minute period then later again an hour later. "Indian sounding individual with call center sounds in background. They said I had a "legal complaint against my SSN" and I must talk with their supervisor. They would not identify who they were or what they wanted. I just blocked the number after they refused to answer.
Call comes up as Anonymous, but this is the call back number given. Had someone calling here for a coworker. They refused payment arrangements that the coworker offered and called continuously for several hours. Through an investigation by our legal department, we found out that callers are using information that they stole from a legitimate debt collection agency. Once the coworker told the caller that he knows that they are using illegally obtained info and that they are not the legal owners of the debt, they quit calling
Some of the things your
saying sounds like what I went through today at my job.
He was an Indian and he called me about 5 or 7 times within a 20 minute period. He was keeping me from performing my job properly and he was harassing both me and my coworker. He said hes from the Investigation Department. I dont know what to do at this point. Im scared of getting in trouble at work.