I have been receiving the same calls. They been calling my mothers house. I told her they were scams, but the last one freaked her out. This was third notice and they were going to serve me papers and arrest me!!! I knew it was a scam I don't have any unpaid payday loans from 2011. I finally called 802-448-5601 today and he says his name is Frank McAndrews. After doing some research the number is a cell number listed in VT. He gave me a case number, I stated my peace and told him I am reporting him to the FTC and hung up. I did just that, got online and reported it all. Thank you Lisa I am so glad I researched this number and put it to rest that I knew it was a scam. Please stop these ruthless people.i too have no job and financially strapped with a family of four!!!
I received a call about 4:05 today from 802-448-5601, I didn't answer as I didn't recognize the number. A message was left by a woman, no name given, stating was from the Processing and Summons Division saying there were two complaints against me and I till the end of today to return the call to settle out of court. They wanted to call back and verify my addresses. She said this was the third and final call and good luck in court. This is the first call I have ever received from this number. I received six calls when three days last week from a different number out of Washington State with the same message and sounded like the same woman.
A Mr. Davis continues to call from this number to me as well. I asked for their address to send them some legal documents and they refused. Imagine that. Please do not fall for these people.
Lisa,
Don't give in. Below is an article of what happened the last time I helped go after these scum. If they DARE give you an address, please post it here immediately so I can use it for my investigation.
Thanks,
Florida
http://www.ftc.gov/opa/2012/04/broadway.shtm
For Release: 04/11/2012
Court Halts Alleged Fake Debt Collector Calls from India, Grants FTC Request to Stop Defendants Who Posed as Law Enforcers
California-based Defendant Ran Phantom Debt Collection Scheme from His Home, FTC Alleges
In response to charges from the Federal Trade Commission, a U.S. district court has halted an operation that the agency alleges collected phantom payday loan debts that consumers either didn't owe to the defendants or didn't owe at all. The defendants' scheme involved more than 2.7 million calls to at least 600,000 different phone numbers nationwide, according to the FTC. In less than two years, they fraudulently collected more than $5.2 million from consumers, many of whom were strapped for cash and thought the money they were paying would be applied to loans they owed, according to FTC documents filed with the court.
The court order temporarily stops the illegal conduct and freezes the operation’s assets while the FTC moves ahead with the court proceedings and seeks refunds for consumers.
As part of its continuing crackdown on scams that target consumers in financial distress, the agency charged Tracy, California-based Kirit Patel and two companies he controls with violating the FTC Act and the Fair Debt Collection Practices Act.
Often pretending to be American law enforcement agents such as "Officer Mike Johnson" or representatives of fake government agencies like the "Federal Crime Unit of the Department of Justice," callers from India who were working with the defendants would harass consumers with back-to-back calls, according to the FTC. One consumer reported that the caller threatened to have her children taken away if she did not pay, according to court documents.
Another consumer told the FTC, “The callers threatened me and claimed they would arrest me if I didn’t pay them the alleged debt. One of the callers even contacted my neighbors and told me he was watching my house. The callers had a lot of . . . personal information about me, including my work address. One caller told me, ‘We just saw you walk into your office building,’ and then listed my office address. Another caller told me there were 55 warrants out for my arrest. Sometimes my caller ID would indicate that the call was from the FBI. Because the callers knew so much about me, I believed they were police officers or FBI agents. The calls scared me and I was often shaking when I hung up the phone."
In difficult economic times, consumers may turn to high-interest, short-term payday loans between paychecks. The FTC alleges that information submitted by consumers who applied for these loans online found its way into the defendants’ hands. Because the callers had this information – which often included Social Security or bank account numbers – and because many of the victims already were in a tenuous financial situation, they often believed that they owed the defendants the money, according to the FTC. In some cases, when consumers made the allegedly bogus payments, they had nothing left over to cover legitimate expenses: Two mothers reported that they could not buy Christmas presents for their families after making payments on the phony debts.
The defendants typically demanded several hundred dollars and, in violation of federal law, routinely used obscene language and threatened to sue or have consumers arrested, according to the FTC’s complaint. They also threatened to tell the victims’ employers, relatives, and neighbors about the bogus debt, and sometimes followed through on these threats, the FTC alleged.
Once victims were pressured into paying, the callers instructed them to use a pre-paid debit card such as a Wal-Mart MoneyCard, another debit card, a credit card, or Western Union so the money could be deposited into one of the defendants’ merchant processing accounts, the FTC alleged. Even after victims made a payment, the harassing calls often continued, forcing them to change their phone numbers, or close their credit cards or bank accounts in an effort to get the calls to stop, according to documents filed with the court.
The FTC alleged that of the $5.2 million the defendants collected, almost $1 million was returned or charged back by their merchant processor, resulting in consumer injury totaling more than $4.2 million.
The complaint alleges that the defendants violated the FTC Act and the Fair Debt Collection Practices Act by:
misrepresenting that they had the authority to collect on supposedly delinquent loans that consumers owed, they were a law enforcement authority or were affiliated with a government agency, and that consumers would be arrested, imprisoned, or sued; and
using obscene or profane language, and calling consumers repeatedly with the intent to annoy, abuse, or harass them.
For more information about how to handle callers who claim to be debt collectors, see
Who’s Calling? That Debt Collector Could Be a Fake.
The Commission vote authorizing the staff to file the complaint was 4-0. The FTC filed the complaint and request for a temporary restraining order in the U.S. District Court for the Eastern District of California on April 3, 2012. On April 5, 2012, the court granted the FTC’s request.
The FTC would like to thank the Better Business Bureau for its assistance in this case.
NOTE: The Commission files a complaint when it has reason to believe that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the defendant has actually violated the law.
The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics. Like the FTC on Facebook and follow us on Twitter.
MEDIA CONTACT:
Betsy Lordan
Office of Public Affairs
202-326-3707
STAFF CONTACT:
Sarah Schroeder, Lisa Rosenthal, and Kerry O’Brien
FTC Western Region, San Francisco
415-848-5100
(FTC File No. 1123215)
(Broadway GM NR)
Also, please take time to fill out a complaint with the FTC, it's very important to get other law enforcement agencies involved and these complaints do that. Here's the link, it doesn't take long.
Thank you.
Florida
I have been receiving the same calls. They been calling my mothers house. I told her they were scams, but the last one freaked her out. This was third notice and they were going to serve me papers and arrest me!!! I knew it was a scam I don't have any unpaid payday loans from 2011. I finally called 802-448-5601 today and he says his name is Frank McAndrews. After doing some research the number is a cell number listed in VT. He gave me a case number, I stated my peace and told him I am reporting him to the FTC and hung up. I did just that, got online and reported it all. Thank you Lisa I am so glad I researched this number and put it to rest that I knew it was a scam. Please stop these ruthless people.i too have no job and financially strapped with a family of four!!!