another prerecorded message left....something in favor of credit card companies and make It much tougher on consumers and to make matters worse the major banks have just doubled your minimum payment requirements but there is something you can do about it the good news is your now eligible to lower interest rates your all your major credit cards which will save you thousands of dollars a year to qualify you need at least $2500 in debt and have atleast one account in good standing must you must act now before your eligibility expires please consider this your final notice press 1 to lower your interest rate press 2 to be removed from further notices to lower your interest rate press 1 now