Please do not fall for these threats. Ask for validation of the debt, proof of any payday loan because this company uses information that consumers place on a "pay day loan" site that is actually a phishing site for private information. Check with your state Attorney General office because if legal action is threatened and they are a valid collection company, they must pursue legal actions. Also, any collection company must provide proof of the debt if requested.
They threatened to call references and I don't even know how they got them. I am turning the information over to the authorities. Don't fall for this it is a lie. When I attempted to call them back after calling them onto the carpet they got mad and wouldn't answer my phone calls. Instead they threatened to call my job and my references. I haven't applied for a payday loan so I am not sure how they got references. Don't get taken in by this.
I know these are fradulant calls but I just wish they would stop. When they do leave a voicemail, you cannot understand anything except that a lawsuit has been filed against my 'social' and they are going to turn it over to the courthouse. Then telling me if I do not return the call, I will be seeing something in black and white. That is so funny because the last thing these people can provide is something in black and white to prove they are actually legitimate and that I owe them any money.
I'm sure we all agree that it would be nice if the authorities could take some kind of action against people who buy and sell confidential information and then harass and threaten law abiding US citizens.
This guy has repeatedly called my work and cell phone. I finally spoke to him and told him to tell me who I owed the debt to. They told me "pay us $270 and then we can tell you" YEAH RIGHT! I've reported them to our Florida Attorney General's office - they are even trying to use a Florida phone number! They also used "911" as their caller ID one time - not realizing I work for the fire department! You've got to love their gusto!
TODAY IS NOV 2, 2011. SOME GUY HAVE BEEN CALLING MY CELL PHONE AND NOW THEY ARE CALLING MY JOB. NOT KNOWING WHO THEY ARE SPEAKING WITH AND TELLING PERSONAL INFO TO MY CO-WORKERS THAT'S NOT TRUE.. HE MADE THREATS ABOUT TAKING LEGAL ACTIONS AGAINST ME FOR A PAY DAY LOAN. HE NEED TO EVER CALL ME AGAIN. WHEN HE FIRST CALL I TOLD HIM I FILED A CHAPTER 7 TO SPEAK WITH MY ATTRONEY HE HUNG UP. THE GUY NAME IS KEITH DAVIS FROM AMERICAN LEGAL SERVICES. I ASK TO SPEAK TO HIS MANAGER HE HUNG UP.
I am getting calls from this number pulling the same scam on me as others in the posts. I am in Oklahoma. They keep leaving threatening messages on my answering machine saying a lawsuit has been filed against me and a criminal investigation is taking place. It is obvious it is a scam so I never answer. Unfortunately, people are not allowed to block so called business numbers, even when someone is using the business number to stalk or harass you or is scamming you. This law needs to be changed. People should not have free run of the phone lines just because they are using a "business" line. Any legitimate important business will require written correspondence anyway. Help, they are driving me crazy calling relentlessly!