Do not respond to unwanted texts or emails from questionable sources. Several mobile service providers (including AT&T) will allow you to report unwanted spam texts by simply forwarding them to 7726 (or “spam”) to enable the providers to prevent future unwanted texts from the specific sender.
TIP:
Put 7726 in your contact list, so you can easily forward those unwanted texts!
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However, in many cases, the text origin, as seen on your phone, is faked. The internet domain does not exist, or the phone number may have been spoofed.
I have been receiving calls multiple times a day since January from Texas numbers. One day, I got a text message saying that I have a pending reduction in financial aid. None of my accounts (loan account, student FA, or email) said anything about this. I called to complain and have my number removed. They were rude, refused to provide any information on the company, wouldn't hand me over to a supervisor, and kept hanging up on me.