Received a call from Advanced Credit Services stating that I had defaulted on a payday loan of $500 in 2007. I never borrowed any money of this type. When I called them back they were rude and threatened me with arrest and firing from my job. I can get no explanation from them regarding this alleged debt and was called a liar and a cheat.
same thing just happened to me...who are these people? they threatened to come to my place of work and have me arrested...and when I asked them for a phone number for ACS they could not give me one...
They threatend to have me arrested. They said they were a law firm and that they would pick me up from work on 3/16/09 if I didn't pay them $587.00 today. I called my attorney and I plan to sue to pants off those people calling harrassing me at work.
They cannot have you arrested or fired from your place of employment. They are the ones who are in violation of the Fair Debt Collection Act by misrepresenting themselves as attorney or even from being from a law firm. They have purchased and are trying to capitalize on third party debts.
Here are the lines they use: "The very second you receive this message", "This issue is time-sensitive", "If you do not return this call the only thing I can do is wish you good luck as this situation unfolds on you". These lines are meant to scare and intimidate you into paying. Oh, and they always give themselves very bland, American-sounding names like "Steve Matthews" or "Mike Smith". It ridiculous...they are reading a script!
These people are ambulance-chasers! They are calling from a call center. Turn the tables on them...tell them you are recording the phone call and ask them to repeat their threats so you can get it on tape! I turned the tables on one of these leeches and by the end of the call, he couldn't remember what alias he'd given me and was so confused about whether he was a lawyer or not that he finally hung up on me! When I tried calling the number back, it was out of service!
Maybe it I didn't put them out of business but it sure was fun turning the tables on these idiots and listening to them fumble!